Stop Bank Foreclosures Tips

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My Grandmother (the owner of the house) passed away last February. She did not have a will.

My Aunt was named her power of attorney right before my Grandmother died. After my Grandmother died, my Aunt started putting all the bills in her name and everything. The only one she couldn’t was the mortgage.

My Aunt contacted an attorney to put the house through probate. Now let me tell you, my family as no money whatsoever, almost everyone is laid off right now. So, she contacted an attorney a friend recommended and this guy said he would take care of probate. He charged her a reasonable price because she was referred by a friend.

Well, he started all the probate paperwork and getting the ball rolling. This was maybe about in March. During this time, everything was switched over to my aunt’s name except, obviously, the mortgage. She contacted the mortgage company to try and make arrangements to pay the mortgage. The mortgage company would not make any arrangements with her or give her any information concerning the mortgage because her name was not on the house.

She explained the situation to them and they told her to fax the Power of Attorney and a letter stating that she was executor of the estate. Well no one, to this day, has been named executor of the estate, but we did fax over the Power of Attorney letter.

This was not good enough for the mortgage company. They still would not give her any information. The mortgage company did not send any statements or anything to the house because my Grandmother had everything set up online. My Aunt could not get in to her online account because she did not know the password.

Now my question is, the mortgage company is foreclosing in February. They sent a letter to the house with the sale date. My Aunt contacted another lawyer and he called the mortgage company and they told him the only way to stop the foreclosure was to pay off the whole amount of the house.

My family does not have enough money to hire a lawyer to help with the foreclosure. Is there any programs out there or is there anything we can do to help save the house so my family doesn’t wind up on the street?

Thanks for any help you can offer me.

Here is a great resource to help A Foreclosure Survival Guide
www.stopbankforeclosurestips.com/website/sales.html
Just copy and paste in your browser.